DEENFR
Request a project
Avaloq Special Service Partner · Taxes · Accounting · Cost & Fees

Banking processes that add up – functionally, technically, regulatorily.

INFINOGY combines in-depth know-how of efficient banking processes with deep technical expertise in Avaloq and adjacent systems. For financial institutions and BPO providers in Germany, Luxembourg, Belgium and Switzerland.

Explore our services Careers at INFINOGY
2012
Founded in Trier
2×
Offices: Trier & Grevenmacher
4+
Markets: DE · LU · BE · CH
100%
On-time delivery – even for edge cases
Focus topic · Regulation

We guide you safely to MiKaDiv and FASTER compliance.

With MiKaDiv, Germany is moving withholding tax reporting on dividends to a fully digital, data-driven procedure – anticipating the EU FASTER directive at the same time. For custodians and paying agents, this is a transformation project across the entire custody chain. We support you on both the business and the technical side: from gap analysis to productive reporting.

31 Dec 2026
Cut-off date: the procedure applies to capital income received after this date.
§§ 45b, 45c EStG
Legal basis from the Withholding Tax Relief Modernisation Act – with significantly extended data and certification duties.
BZSt · DIP
Electronic reporting via the mass-data interface of the BZSt online portal.

Business expertise

  • Extended tax certificates & data requirements along the custody chain
  • Reporting duties & deadlines for resident and non-resident taxpayers
  • Withholding tax relief under the new regime: reclaim & relief at source
  • Impact on processes in custody, paying agent & depository functions
  • Compatibility with the EU FASTER directive (indirect reporting route)

Technical expertise

  • Implementation in Avaloq: data model, tax setup & parameterisation
  • Connection of the BZSt interfaces (DIP / mass data, ELMA)
  • Experience with mass tax reporting solutions on Avaloq
  • Data quality, validation & reconciliation of reported data
  • Test strategy, trial reporting & go-live support
BZSt

As a member of the MiKaDiv User Group at the BZSt and an Avaloq Special Service Partner, we know the requirements first-hand – and have the implementation experience to deliver them on time.

More on our MiKaDiv solution (German) → Discuss your MiKaDiv readiness
Services

Four focus areas. One end-to-end solution.

In core banking, tax, booking, fees and processes are tightly interlinked. That is exactly where our strength lies: we think across domains and deliver complete solutions instead of isolated fixes.

§
Tax

Tax solutions for DE, LU & BE

Efficient, automated end-to-end solutions for all tax topics – from concept to production. Together with our partner Halvotec, we offer an integrated solution for withholding tax reclaim and relief at source.

  • German taxes & tax reporting – all onshore implementations on Avaloq
  • Reporting interfaces: ELMA (KiStA, FSAK, MiKaDiv, FATCA, CRS), Elster (NEK, BSB, DEP), Taxbox, QI
  • Withholding taxes: reclaim & relief at source (RaQuest integration)
  • US tax: FATCA & QI · CRS & international tax reporting
  • Fund taxation & depository regulations (AIF / UCITS)
  • Belgian taxes & stock exchange transaction taxes, taxes in Luxembourg
∑
Accounting

Accounting & booking in core banking

We implement regulatory and bespoke requirements flexibly and on schedule – in implementation projects as well as in day-to-day banking operations. Every project starts with a solid concept including a cost plan.

  • Regulation-compliant booking of banking products
  • Reusable rule sets for regulatory & group reporting
  • Integration of ERP, invoicing & reporting systems
  • Accounting/SecOp concepts for interfacing securities providers
  • Data migration & reconciliation for static, position and tax data
€
Fees & Pricing

Pricing models implemented precisely in Avaloq

Individual pricing models are a key differentiator today. We implement even sophisticated fee structures precisely in your Avaloq Banking – with tax, booking and reporting in view.

  • Design & implementation of complex fee models
  • Enhancement of cost rule & cost profile structures for complex requirements
  • Cross-domain analysis: business, fees, tax, booking
  • Efficient end-to-end solutions instead of isolated fixes
⟳
Transformation & AI

Process optimisation & AI automation

Legacy processes with many manual steps hold back scalable growth. We locate inefficiencies and unlock potential in a targeted way – with cost-efficient quick wins and, where it adds real value, with modern AI tools: from intelligent document and data processing to agentic workflows.

  • Process analysis & identification of automation and AI potential
  • AI-powered automation: LLMs, agents & intelligent document processing – pragmatic and grounded in banking expertise
  • AI readiness of your processes: data quality, controls, privacy & compliance in view
  • Performance tuning of core functionalities
  • Object model design for corporate customers & natural persons
  • Messaging frameworks for bundle-based file creation with data validation
  • Support from analysis to go-live
Our history

From two founders to Avaloq Special Service Partner.

2012

Artz und Partner IT-Berater

Founded as a freelance company by two people: Thorsten Blau and Sascha Artz – in Trier, on the border with Luxembourg.

2016

concentice

Rebranding and hiring of the first employees. Focus on accounting, cost & fees and taxes.

2018

New office in Luxembourg

Opening of our office in Grevenmacher (LUX) – close to the Luxembourg financial centre.

2019

INFINOGY

Rebranding to INFINOGY and appointment as Avaloq Special Service Partner for taxes, accounting and cost & fees.

Track record

Proven in the most demanding tax projects on Avaloq.

Since 2012, we have delivered tax, accounting and fee projects for private banks, online brokers, fund companies and BPO providers – from feasibility study to production. A selection:

Full implementations

Complete tax implementations for German and Belgian banks on the Avaloq Banking System – including stream-lead responsibility.

Regulatory roadmaps

Recurring German tax roadmap projects for regulation changes – with project management responsibility.

Reporting interfaces

Concept and development of all tax reporting interfaces for Germany: ELMA, Elster, Taxbox, QI and more.

Funds & depository

Concept and implementation of a tax module for German fund depository regulations (AIF / UCITS).

International compliance

Implementation of FATCA, CRS, QI, withholding tax reclaim & relief at source, KYC processes and tax compliance.

Modules & specialities

Dedicated module for Belgian taxes, mass tax reporting solutions and feasibility studies for prospects.

We are happy to share references and contacts for specific projects on request.

Why INFINOGY

Banking experience meets system depth.

STATUS

Avaloq Special Service Partner

Official Special Service Partner for taxes, accounting and cost & fees – with a strong network inside the Avaloq organisation.

DOMAIN

From banking, for banking

Strong business and technical background: our team bridges banking and IT – and speaks both languages.

NETWORK

Close to the regulator

Member of the MiKaDiv User Group at the German Federal Central Tax Office (BZSt), regular professional tax training, strong ties to German tax experts.

EFFICIENCY

Small team, big impact

A small, experienced expert team for cost-efficient implementations – no overhead, direct accountability.

END-TO-END

Everything from one source

From requirement analysis through solution design and implementation to test support and end-user training.

PARTNERS

Strong alliances

With partners such as Halvotec (RaQuest), we offer integrated solutions that go beyond pure consulting.

How we work

End to end: from requirement workshop to user training.

01

Requirement analysis

We understand your business and regulatory requirements in detail – including feasibility assessment.

02

Solution design

A robust concept with a cost plan, tailored to your Avaloq setup and system landscape.

03

Implementation

Precise delivery – documented, reusable and with regulatory & group reporting in view.

04

Test support

Structured testing against functional and regulatory requirements, together with your business departments.

05

Training & operations

End-user training, go-live support and assistance during ongoing operations – long-term if desired.

About INFINOGY

Founded on the border. At home in core banking.

INFINOGY was founded in 2012 under the name Artz und Partner IT Berater in Trier – right on the border with Luxembourg. Since then, we have supported financial institutions and BPO providers in Germany, Luxembourg, Belgium and Switzerland.

As Avaloq Special Service Partner for taxes, accounting and cost & fees, we combine deep domain knowledge with many years of implementation experience on the Avaloq core banking system. Since 2018, we have also operated from an office in Grevenmacher (Luxembourg).

Most of our employees come from the banking industry. We are a member of the MiKaDiv User Group at the German Federal Central Tax Office (BZSt) and keep our knowledge current through regular professional training – enabling us to offer wealth management and investment banking clients holistic, efficient and individual solutions.

Our consistent focus is on reusable, innovative and efficient solutions – and on our promise to deliver even unusual requirements on time.

SA
Sascha ArtzPartner · Founder
TB
Thorsten BlauPartner · Founder
Careers

Grow with us – between the Moselle and the financial centre.

We are looking for dynamic colleagues who want to combine banking expertise and technology. With us, you work on challenging projects for renowned financial institutions – in a team that shares knowledge instead of hoarding it.

💶

Above-average compensation

Fair, performance-based pay – plus a share in our common success.

🕘

Flexible working hours

Working time models that fit your life – including remote work where the project allows it.

🤝

Open working culture

Short decision paths, direct communication with the partners and real responsibility from day one.

📚

Learning on real projects

Deep Avaloq and tax know-how built on real client projects – plus regular professional tax training.

🌍

International projects

Clients in four countries, two offices – and a working environment at the heart of the Greater Region.

🚀

Room to shape things

In a small, experienced expert team, every idea counts. If you want to make a difference, this is the place.

Open positions

You know Avaloq – we give you the projects where your expertise makes the difference: implementations at renowned financial institutions across Europe, with core topics such as MiKaDiv & FASTER, taxes, accounting and fees. Established in the international banking IT consulting market since our founding in 2012, our client base ranges from financial service providers to renowned international IT service providers.

Your mission

  • You act as the interface between business and IT in projects to implement and extend the Avaloq core banking software at renowned financial institutions across the European market
  • You own the entire implementation process – from client requirement analysis through specification and implementation including documentation to quality and final integration testing
  • You parameterise software modules, adapt them to client needs, and design and implement interfaces using PL/SQL and Avaloq Script
  • You co-develop our proprietary software products and actively shape the expansion of our service portfolio

What you bring

  • Successfully completed degree in business informatics / computer science or a comparable qualification
  • Hands-on software development experience, good knowledge of relational databases and SQL, and programming skills (e.g. Java, C++)
  • Self-reliance, communication and team skills, and strong client orientation
  • Interest in and commitment to continuous professional development
  • Confident use of AI tools as part of your daily toolkit – or a strong interest in making them so
  • Willingness to travel for longer-term project assignments, also outside Luxembourg
  • Excellent written and spoken English

Nice to have

  • Avaloq knowledge and banking domain expertise
  • French language skills

What we offer

  • Challenging project assignments with internationally operating banks
  • Attractive compensation, flexible working hours and an agile working environment
  • Interesting development opportunities – from Avaloq certifications to professional tax training
Apply now by email A CV is enough – no cover letter required.

Your direct entry into core banking: at INFINOGY you learn Avaloq, banking and tax topics on real client projects – with experienced mentors at your side instead of a classroom. Established in the international banking IT consulting market since our founding in 2012, our client base ranges from financial service providers to renowned international IT service providers.

Your mission

  • You grow into the role of interface between business and IT – in projects to implement and extend the Avaloq core banking software at renowned financial institutions across the European market
  • You accompany the entire implementation process – from client requirement analysis through specification and implementation including documentation to quality and final integration testing
  • You parameterise software modules, adapt them to client needs, and implement interfaces using PL/SQL and Avaloq Script
  • You support the development of our proprietary software products and actively contribute to expanding our service portfolio

What you bring

  • Successfully completed degree in business informatics / computer science or a comparable qualification
  • Hands-on software development experience, good knowledge of relational databases and SQL, and programming skills (e.g. Java, C++)
  • Self-reliance, communication and team skills, and strong client orientation
  • Interest in and commitment to continuous professional development
  • Confident use of AI tools as part of your daily toolkit – or a strong interest in making them so
  • Willingness to travel for longer-term project assignments across Germany, in Luxembourg and in Switzerland
  • Excellent written and spoken English

Nice to have

  • Avaloq knowledge and banking domain expertise
  • French language skills

What we offer

  • Challenging project assignments with internationally operating banks
  • Attractive compensation, flexible working hours and an agile working environment
  • Interesting development opportunities – from Avaloq certifications to professional tax training
Apply now by email A CV is enough – no cover letter required.

Banks are full of legacy processes – and AI is changing what is possible inside them. As an AI-native member of our team, you analyse banking processes, find the decisive levers and use modern AI tools to automate what was manual work yesterday. A role for people who treat AI not as a buzzword, but as an everyday tool of their trade.

Your mission

  • You analyse existing processes at our clients and within our own service portfolio, identifying inefficiencies and automation potential
  • You design and deliver process optimisations – from cost-efficient quick wins to sustainable target states, always with measurable impact
  • You use AI tools (LLMs, agents, automation platforms) as a natural part of your work: building prototypes, evaluating them, taking them to production
  • You work closely with our Avaloq, tax and accounting experts, combining domain depth with technical automation
  • You actively shape the expansion of our service portfolio around process and AI transformation

What you bring

  • An AI-native way of working: you use AI tools daily and naturally – from prompting and tool integrations to critically assessing the results
  • Strong technical and logical understanding, and genuine enjoyment in dissecting and structuring complex workflows
  • Real interest in banking processes – prior knowledge is not required, curiosity is
  • Successfully completed degree (e.g. (business) informatics, mathematics, natural sciences, economics) or a comparable qualification
  • Self-reliance, strong communication skills and a high client orientation
  • Excellent written and spoken English

Nice to have

  • Experience with scripting or programming (e.g. Python, SQL), process modelling or RPA
  • First exposure to banking, Avaloq or regulation
  • French or other language skills

What we offer

  • A young field with plenty of room to shape it – you define how we bring AI into banking processes
  • Challenging project assignments with internationally operating banks
  • Attractive compensation, flexible working hours and an agile working environment
  • Interesting development opportunities – from AI and Avaloq topics to professional tax training
Apply now by email A CV is enough – no cover letter required.

No matching position? We welcome your speculative application – a CV and three sentences on your motivation are enough to start.

Contact

Let's talk about your project.

For detailed questions about our services, reach us by email at info@infinogy.com – we usually reply within one business day.

Germany

INFINOGY GmbH & Co. KG

Metzelstraße 13
D-54290 Trier
info@infinogy.com

Luxembourg

INFINOGY S.à r.l.

4, rue de la Moselle
L-6757 Grevenmacher
info@infinogy.com

Ready for more efficient banking processes?

Describe your requirement – we will respond with a concrete assessment.

Write an email